Unqualified

After a little back and forth with a mortgage broker, I now know that I am not qualified for a mortgage of any significant amount. Nishi’s self-employed income won’t count until she has two tax returns filed, and the commission from my job won’t count for just as long. What’s more, my base pay won’t count for another three months, so I’m very unqualified for any kind of mortgage. I guess this is good in some sense, since it seems they’re actually checking who can afford a mortgage and who can’t. The funny thing is that a few years ago, while unemployed and still in college, I probably could have gotten a loan for whatever. Oh well, no matter, on to other options.